Self-funded Group Benefit Programs

For employers providing its own funds to cover employee benefits, we can design the appropriate employee benefit plan, analyze reserves, pay-outs, and other protection products available in the market. In the case of self-funded group benefit programs, the employer assumes the direct risk for payment of benefit claims.

• Actuarial cost studies for company-sponsored self-funded benefits such as group medical, hospitalization and life insurance
• Determination of premiums and annual reserves for self-funded benefits, based on company demographics
• Assistance in sourcing other insurance coverage available on the market
• Insurance Pooling